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Personal Insurance by Big Sky


Protect what is most important to you

Personal Risk

Most people realise the value of their physical assets and protect them as a matter of course. 

However, far fewer people give the same consideration to protecting their most important assets – themselves. 

Studies show many of us do not usually recognise the effect that an accident, short term illness or loss of Involuntary Unemployment can have on our lifestyle. Mortgage payments, children’s education, living expenses and other commitments can all become difficult to manage if we lose our regular income.


Big Sky Financial Solutions can help you determine your individual insurance needs with tailored financial advice specifically around the following personal insurances: 
  • Life Insurance
  • Total & Permanent Disability
  • Income Protection Insurance
  • Trauma Insurance

Link to how to contact our advisors

In addition to the advice based personal insurance offering through Big Sky Financial Planning we also offer a range of straight-forward and affordable life insurance options through our partnership with Allianz featuring:
  • Up to $1.5 million life cover depending on your age at application
  • Life cover guaranteed renewal to age ninety nine1
  • No medicals required to apply and an immediate decision provided

Allianz and Big Sky offer you three main types of personal cover:

  • Life cover
  • Critical Illness Cover
  • Permanently Unable to Work cover. 
Get a quote

Product Disclaimer and Terms and Conditions
Allianz Australia Life Insurance Limited (Allianz Life) AFS Licence No. 296559 ABN 27 076 033 782 is the insurer of this cover. Big Sky Building Society Ltd acts as an agent for Allianz Life not as your agent. A Product Disclosure Statement (PDS) for the insurance products can be requested by calling 1300 654 321, between 9:00am and 5:00pm Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. You should consult the Product Disclosure Statement for each product and the Financial Services Guide before making a decision to apply for products with Big Sky Credit Union. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% -20%.

1 We guarantee to renew your cover until you reach expiry age as listed in the PDS, regardless of how your health may change and dependent on payment of policy premiums.

An Allianz Consumer Credit Insurance (CCI) policy offers a range of benefits, helping you to meet your loan or mortgage payments when circumstances may not allow you to. 

Mortgage Repayment Insurance covers your mortgage repayment(s) in the event of unforeseen circumstances up to a maximum of $750,000. 

  • No Medical required to apply
  • Premium can be included as part of the total loan amount or paid monthly by instalment and covers you for a 5 year period
  • Your choice of 5 cover combinations to suit your needs.

Loan Cover Insurance meets your personal or motor vehicle loan repayment(s) in the event of unforeseen circumstances up to a maximum of $80,000.

  • Premium is included in the total loan amount and covers you for the term of the loan up to 12 years
  • Your choice of 5 cover combinations to suit your needs

If you do make a claim, all benefits of Allianz Consumer Credit Insurance are paid directly to Big Sky, saving you from having to arrange the payment yourself.

Get a quote

Product Disclaimer and Terms and Conditions
Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850 is the insurer of the disability cover and involuntary unemployment cover and is only responsible for these covers. Allianz Australia Life Insurance Limited (Allianz Life) AFS Licence No. 296559 ABN 27 076 033 782 is the insurer of the death cover and is only responsible for this cover. Big Sky Building Society Ltd act as agent for Allianz and Allianz Life not as your agent. A Product Disclosure Statement (PDS) for the insurance products can be requested by calling 1300 654 321, between 9:00am and 5:00pm Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. You should consult the Product Disclosure Statement for each product and the Financial Services Guide before making a decision to apply for products with Big Sky Credit Union. We receive commission on these insurance products as a commission for CCI is 20% of base premium. We receive a commission of 20% of the total premium payable by you, excluding, for the general insurance premium only, amounts charged in relation to Stamp Duty and other government charges.

Protecting Lifestyles
Obligation free, personal risk assessment report for every new home loan

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