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Personal Insurance by Big Sky


Protect what is most important to you

Personal Risk

Most people realise the value of their physical assets and protect them as a matter of course. 

However, far fewer people give the same consideration to protecting their most important assets – themselves. 

Studies show many of us do not usually recognise the effect that an accident, short term illness or loss of employment can have on our lifestyle. Mortgage payments, children’s education, living expenses and other commitments can all become difficult to manage if we lose our regular income.


Big Sky Financial Solutions can help you determine your individual insurance needs with tailored financial advice specifically around the following personal insurances: 
  • Life Insurance
  • Total & Permanent Disability
  • Income Protection Insurance
  • Trauma Insurance

Link to how to contact our advisors

In addition to the advice based personal insurance offering through Big Sky Financial Planning we also offer a range of straight-forward and affordable life insurance options through our partnership with Allianz featuring:
  • Up to $1.5 million life cover depending on your age
  • Comprehensive life insurance cover - up to 30% cheaper than average competitor prices 
  • No medicals required to apply and an immediate decision provided

Allianz and Big Sky offer you three main types of personal cover:

  • Life cover
  • Critical Illness Cover
  • Permanently Unable to Work cover. 
Get a quote

Product Disclaimer and Terms and Conditions
Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850 is the insurer of the disability cover and unemployment cover and is only responsible for these covers. Allianz Australia Life Insurance Limited (Allianz Life) AFS Licence No. 296559 ABN 27 076 033 782 is the insurer of the death cover and is only responsible for this cover. Big Sky Building Society Ltd act as agent for Allianz and Allianz Life not as your agent. A Product Disclosure Statement (PDS) for the insurance products can be requested by calling 1300 654 321, between 9:00am and 5:00pm Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should consult the Product Disclosure Statement for each product and the Financial Services Guide before making a decision to apply for products with Big Sky Credit Union. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% -20%.

An Allianz Consumer Credit Insurance (CCI) policy offers a range of benefits, helping you to meet your loan or mortgage payments when circumstances may not allow you to. 

Mortgage Repayment Insurance covers your mortgage repayment(s) in the event of unforeseen circumstances up to a maximum of $750,000. 

  • No Medical required to apply
  • Premium is included in the total loan amount and covers you for a 5 year period
  • Your choice of five cover options.

Loan Cover Insurance meets your personal or motor vehicle loan repayment(s) in the event of unforeseen circumstances up to a maximum of $80,000.

  • Premium is included in the total loan amount and covers you for the term of the loan
  • Your choice of five cover options
  • If there is a general increase to the interest rate resulting in the term of the loan being extended, the period of insurance will be extended by up to 6 months at no-extra cost. 

If you do make a claim, all benefits of Allianz Consumer Credit Insurance are paid directly to Big Sky, saving you from having to arrange the payment yourself.

Get a quote

Product Disclaimer and Terms and Conditions
Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850 is the insurer of the disability cover and unemployment cover and is only responsible for these covers. Allianz Australia Life Insurance Limited (Allianz Life) AFS Licence No. 296559 ABN 27 076 033 782 is the insurer of the death cover and is only responsible for this cover. Big Sky Building Society Ltd act as agent for Allianz and Allianz Life not as your agent. A Product Disclosure Statement (PDS) for the insurance products can be requested by calling 1300 654 321, between 9:00am and 5:00pm Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should consult the Product Disclosure Statement for each product and the Financial Services Guide before making a decision to apply for products with Big Sky Credit Union. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% -20%.

Protecting Lifestyles
Obligation free, personal risk assessment report for every new home loan

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