Fee and Interest Rate Schedule
before taking up this product.
Need a new car but it seems all too hard? Let Car Search do the work for you.
Since 1979, Car Search Brokers Australia has been searching for the best car sale offers that have a guaranteed clear title on a vehicle.
Car Search Brokers can find you the right vehicle at the right price, with a minimum of fuss and the service is unbiased and totally free.
- Save time and stress – there's no need to go from car yard to car yard
- No pressure, no fuss – they're totally independent
- Make the right decision – benefit from their advice and extensive market experience
- Save money through their collective purchasing power
- Guaranteed after sales support – they only use long-term dealers with a reputable history.
Visit the Car Search website
A redraw facility allows you to access additional loan repayments made over and above your scheduled repayments.
At Big Sky we know and understand you may need access to these additional repayments; customers can therefore redraw these additional repayments (minimum $500) at anytime. Some conditions may apply so it is important to check your particular loan product.
We encourage you to make additional regular or lump sum repayments whenever possible as it could slash years off your loan.
Note: fees may apply.
What is a Comparison Rate?
It is a requirement by law that all financial institutions advertise comparison rates when promoting their lending products, to allow people to make a more objective comparison with the lending products offered by other financial institutions. A Comparison Rate is an all in one interest rate designed to help people identify the 'true' cost of the loan and is calculated by taking into consideration: the annual interest rate, any discount or honeymoon rate, any discount or upfront fees, and any known ongoing (monthly) fees.
Whilst a comparison rate may assist you in making more objective comparisons when evaluating competing loan products, it is important to recognise this limitation of comparison rates.
Many complimentary loan features that Big Sky offer including the ability to make additional and lump sum repayments without penalty, 100% mortgage offset facility, and free redraw of advance repayments are not taken into account in the comparison rate calculation. For this reason, when comparing lending products it is important to consider additional features which differentiate loan products as well as comparison rates.
Comparison rates are calculated for all loans with a fixed term, including home, investment, car and personal loans. Overdrafts and credit cards are classified as continuous lines of credit and therefore a comparison rate cannot be calculated.