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Big Sky Cards

Card options for your lifestyle

Find the card that's right for you

Big Sky offers a range of competitive credit and debit cards. Consider the options below to find the card that's right for you.  

Visa Credit Cards

Visa Debit Card

Other Cards

Please refer the Schedule of Fees, Charges and Transaction Limits and Terms of Use before making your decision. 

Big Sky Cash Reward Visa Card

Visa Credit Card with
Cash Rewards

  • No application fee
  • No hidden costs
  • Up to 45 days interest free

Find out more
Compare all our cards to find the right one for you.

Low Rate Visa Card

Low Rate Visa
Credit Card

  • No application fee
  • Up to 45 days interest free

Find out more
Compare all our cards to find the right one for you.

Big Sky Visa Debit Card

Spend your own money

  • Access to over 3000 ATM’s Australia wide through the rediATM/NAB network
  • In store eftpos, Internet and telephone purchases
  • Spend your own money with the security of Visa

Find out more
Compare all our cards to find the right one for you.

Use our calculators to find the product best for you

What will be your repayments?

Simply use our calculators to find out what the repayments will be on your credit card.

Compare all our cards to find the right one for you.

Try them

Card Security

  • Keeping cards secure

    Tips to keep your cards secure

    • Monitor your quarterly statements, especially after an overseas trip.
    • Check all transactions, even the small ones, because criminals try "testing out" stolen accounts by buying inexpensive items rather than large ones.
    • Protect your cards as if they were cash - always keep them in a secure place.
    • Report lost and stolen cards immediately and arrange for a replacement card to be issued to you.
    • Do business with reputable merchants or vendors only.
    • Notify Big Sky on 1300 654 321 if you detect anything unusual.
    • Ignore unsolicited emails or phone calls seeking your personal or account information. We will only contact you to confirm details we currently have.
    • Memorise your PIN (Personal Identification Number) - never write it down, and never leave a written copy with the card or in an easily identifiable location.
  • Verified By Visa

    Verified By Visa

    Verified by Visa is a service designed to ensure you are protected whilst shopping online with your Big Sky Visa Card (debit as well as credit cards). All Big Sky Visa cards (new and existing) are automatically registered for Verified by Visa.

    As you make purchases online, Big Sky  assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details, for example date of birth or address, so Big Sky can be sure the card isn't being used without your permission.

    Verified by Visa can be used in most browsers however if you are using Microsoft Internet Explorer you will need version 5.5 and above or Netscape Navigator 7.1 and above.

    Each time you make an online purchase, Big Sky assesses the risk level of the transaction to identify if certain activity may seem out of the ordinary, maybe because it is a high dollar value, or a retailer you have never purchased from before.

    If Big Sky is concerned a transaction may be fraudulent, we will prompt you to confirm your identity, and you will be requested to enter some personal details unique to your account with us. If the transaction is considered high risk, you may be requested to confirm several details before the transaction is approved.

    This additional security benefit is provided to you free of charge.

    Download Verified By Visa - Terms and Conditions

  • Vigil


    With fraud on the rise, Big Sky is always looking at new ways to counter issues and threats to our Customers Visa cards. We have implemented a service that provides 24 hour monitoring of  cards 24 hours a day, 7 days a week, 365 days a year. This new service is known as ‘Vigil’ and is provided by our industry partners CUSCAL, within a new division created called the ‘Fraud Bureau Service’. Customers can now be even more confident in the fraud prevention services Big Sky provides.

    What does this mean for customers?

    If there is suspicious activity on your VISA card you may receive a call from the Fraud Bureau Service (Vigil) on weekdays, weekends or even public holidays, to discuss any transactions or attempted transactions that could be fraudulent. You will be asked by Vigil to identify yourself as the account holder with some simple identity questions, then some questions regarding the suspicious transactions that may be occurring. Big Sky will then take action to stop any fraudulent transactions.

    The Vigil Team will provide a valuable resource in spearheading Big Sky’s defence against fraud. If you have any questions about this service, please contact us.

    When you are heading overseas, contact us to let us know. This will prevent VISA cancelling any payments they think might be 'suspicious'.