Travel Insurance - Big Sky - banking where members benefit

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Underwritten by Allianz Australia, the largest global insurer and arranged by Mondial Assistance, the worlds largest assistance provider.

Plan Types

There are four plans to choose from:

Plan A – Comprehensive International

Plan B – Australia Only

Plan C – Budget Cover

Plan D – Frequent Traveller

Levels of Cover

Single

Duo (suitable if travelling with another person over the age 21)

Family

Geographic Regions

There are five regions of the World for insurance cover:

Asia

Australia only

Europe (includes UK)

Pacific (includes New Zealand, Papua New Guinea, Bali)

Worldwide (includes USA, Canada, Hawaii, Africa, Japan, China, Hong Kong, South America, Middle East)

Recommended Plans for different types of Travellers

To assist members choose the right level of cover, these are the basic types of travellers and most frequently recommended type of plan:

Leisure Traveller (Overseas) - Plan A - Comprehensive International This plan is available for one journey outside of Australia, and includes benefits such as cancellation, medical, luggage & travel delay

Leisure Traveller (within Australia) - Plan B - Australia only This plan is available for one journey within Australia, and includes benefits such as cancellation, luggage and rental vehicle excess.

Business Traveller (Overseas) - Plan D - Frequent Traveller (Worldwide) This annual policy provides comprehensive cover for multiple trips inside and outside of Australia, to a maximum duration of 90 days for any single journey.

Business Traveller (within Australia) - Plan D - Frequent Traveller This annual policy provides comprehensive cover for multiple trips inside and outside of Australia, to a maximum duration of 90 days for any single journey

Backpacker (Overseas) - Plan C - Budget Cover This plan is available for one journey outside of Australia, and includes medical & personal liability only.

Backpacker (within Australia) - Plan B - Australia Only This plan is available for one journey within Australia, and includes benefits such as cancellation, luggage and rental vehicle excess.

Plan A – Comprehensive International

Plan A provides comprehensive travel insurance for persons travelling internationally, including substantial cancellation, luggage, medical & repatriation cover. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. (NB: that there is no cover for medical cost incurred within Australia).

Section Benefit Single Duo Family 1 Cancellation Fees and Lost Deposits Unlimited Unlimited Unlimited 2 Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited 3 Overseas Medical/Hospital/Dental Expenses Unlimited Unlimited Unlimited 4 Additional Expenses $50,000 $50,000 $100,000 5 Hospital Cash Allowance $5,000 $5,000 $10,000 6 Accidental Death $25,000 $25,000 $50,000 7 Permanent Disability $25,000 $25,000 $50,000 8 Loss of Income $10,400 $10,400 $20,800 9 Travel Documents, Credit Cards & Travellers Cheques $5,000 $5,000 $10,000 10 Theft of Cash $250 $250 $250 11 Luggage and Personal Effects $7,500 $7,500 $15,000 12 Luggage and Personal Effects Delay Allowance $250 $250 $500 13 Travel Delay Allowance $2,000 $2,000 $4,000 14 Alternative Transport Expenses $5,000 $5,000 $10,000 15 Personal Liability $5 million $5 million $5 million 16 Rental Vehicle $3,000 $3,000 $3,000

Plan B – Australia Only

Plan B provides cover for persons travelling domestically. Note that this is not a medical plan; it covers you largely for your luggage and the risk of cancellation or disruption of travel. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home.

Section Benefit Single Duo Family 1 Cancellation Fees and Lost Deposits Unlimited Unlimited Unlimited 4 Additional Expenses $50,000 $50,000 $100,000 6 Accidental Death $25,000 $25,000 $50,000 11 Luggage and Personal Effects $7,500 $7,500 $15,000 13 Travel Delay Allowance $2,000 $2,000 $4,000 15 Personal Liability $5 million $5 million $5 million 16 Rental Vehicle $3,000 $3,000 $3,000

Plan C – Budget Cover

Plan C is a budget policy, providing medical & repatriation cover for persons travelling overseas. Cover applies from when you leave Australia, and ends once you are back in Australia.

Section Benefit Single Duo Family 2 Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited 3 Overseas Medical/Hospital/Dental Expenses Unlimited Unlimited Unlimited 15 Personal Liability $5 million $5 million $10 million

Plan D – Frequent Traveller

Plan D is an annual policy for frequent/business travellers, providing comprehensive cover for multiple journeys over a year. Your insurance only applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. Cover is limited to a maximum duration of 90 days per trip, multiple journeys over 12 months.

Section Benefit Single 1 Cancellation Fees and Lost Deposits Unlimited 2 Overseas Emergency Medical Assistance Unlimited 3 Overseas Medical/Hospital/Dental Expenses Unlimited 4 Additional Expenses $50,000 5 Hospital Cash Allowance $5,000 6 Accidental Death $25,000 7 Permanent Disability $25,000 8 Loss of Income $10,400 9 Travel Documents, Credit Cards & Travellers Cheques $5,000 10 Theft of Cash $250 11 Luggage and Personal Effects $7,500 12 Luggage and Personal Effects Delay Allowance $250 13 Travel Delay Allowance $2,000 14 Alternative Transport Expenses $5,000 15 Personal Liability $5 million 16 Rental Vehicle $3,000

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Related information

Foreign Currency

This Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850. Big Sky Credit Union Ltd act as agent for Allianz not as your agent. We receive commission on these insurance products as a percentage of the premium paid for each policy up to 30%. A Product Disclosure Statement (PDS) for insurance products can be requested by calling 1300 654 321. Between 9:00am and 5:00pm Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned.