Travel - Big Sky - banking where members benefit

Get a Travel Insurance Online Quote

We recommend that you read our Financial Services Guide before you get an Online Quote.

Underwritten by Allianz one of Australia’s largest general insurers and arranged by Mondial Assistance, the worlds largest assistance provider.

Plan Types

There are four plans to choose from:

Plan A – Comprehensive International

Plan B – Australia Only

Plan C – Budget Cover

Plan D – Frequent Traveller

Levels of Cover

Single

Duo (suitable if travelling with another person over the age 21)

Family

Geographic Regions

There are four geographical regions of the World for insurance cover:

Australia

Europe, UK and Asia (including China, Japan and Hong Kong)

Pacific (includes South West Pacific, New Zealand, Papua New Guinea, Bali, Indonesia, Norfolk Island)

Worldwide (includes USA, Canada, Hawaii, Africa, South America, Middle East)

Suggested Plans for different types of Travellers

To assist members choose the right level of cover, these are the basic types of travellers and most frequently recommended type of plan:

Leisure Traveller (Overseas) - Plan A - Comprehensive International This plan is available for one journey outside of Australia, and includes benefits such as cancellation, medical, luggage & travel delay

Leisure Traveller (within Australia) - Plan B - Australia only This plan is available for one journey within Australia, and includes benefits such as cancellation, luggage and rental vehicle excess.

Business Traveller (Worldwide and within Australia) - Plan D - Frequent Traveller (Worldwide) This annual policy provides comprehensive cover for multiple trips inside and outside of Australia, to a maximum duration of 37 days for leisure travel and 90 days for business travel per journey.

Business Traveller (within Australia) - Plan D - Frequent Traveller This annual policy provides comprehensive cover for multiple trips inside and outside of Australia, to a maximum duration of 37 days for leisure travel and 90 days for any single journey

Backpacker (Overseas) - Plan C - Budget Cover This plan is available for one journey outside of Australia, and includes medical & personal liability only.

Backpacker (within Australia) - Plan B - Australia Only This plan is available for one journey within Australia, and includes benefits such as cancellation, luggage and rental vehicle excess.

Plan A – Comprehensive International

Plan A provides comprehensive travel insurance for persons travelling internationally, including substantial cancellation, luggage, medical & repatriation cover. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. (NB: there is no cover for medical cost/s incurred within Australia).

Section Benefit Single Duo Family 1* Cancellation Fees and Lost Deposits Unlimited Unlimited Unlimited 2* Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited 3* Overseas Emergency Medical & Hospital Expenses Unlimited Unlimited Unlimited - Dental Expenses $500 $500 $500 4* Additional Expenses $50,000 $50,000 $100,000 5* Hospital Cash Allowance $5,000 $5,000 $10,000 6* Accidental Death $25,000 $25,000 $50,000 7* Permanent Disability $25,000 $25,000 $50,000 8* Loss of Income $10,400 $10,400 $20,800 9 Travel Documents, Credit Cards & Travellers Cheques $5,000 $5,000 $10,000 10 Theft of Cash $250 $250 $250 11* Luggage and Personal Effects $7,500 $7,500 $15,000 12* Luggage and Personal Effects Delay Allowance $250 $250 $500 13* Travel Delay Allowance $2,000 $2,000 $4,000 14 Alternative Transport Expenses $5,000 $5,000 $10,000 15 Personal Liability $5 million $5 million $5 million 16* Rental Vehicle $3,000 $3,000 $3,000

* Sub-limits apply.

Plan B – Australia Only

Plan B provides cover for persons travelling domestically. Note that this is not a medical plan; it covers you largely for your luggage and the risk of cancellation or disruption of travel. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home.

Section Benefit Single Duo Family 1* Cancellation Fees and Lost Deposits Unlimited Unlimited Unlimited 4* Additional Expenses $50,000 $50,000 $100,000 6* Accidental Death $25,000 $25,000 $50,000 11* Luggage and Personal Effects $7,500 $7,500 $15,000 13* Travel Delay Allowance $2,000 $2,000 $4,000 15 Personal Liability $5 million $5 million $5 million 16* Rental Vehicle $3,000 $3,000 $3,000

* Sub-limits apply.

Plan C – Budget Cover

Plan C is a budget policy, providing medical & repatriation cover for persons travelling overseas. Cover applies from when you leave Australia, and ends once you are back in Australia.

Section Benefit Single Duo Family 2* Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited 3* Overseas Emergency Medical & Hospital Expenses Unlimited Unlimited Unlimited - Dental Expenses $500 $500 $500 15 Personal Liability $5 million $5 million $10 million

* Sub-limits apply.

Plan D – Frequent Traveller

Plan D is an annual policy for frequent travellers, providing comprehensive cover for multiple business and leisure journeys. Your insurance only applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. The maximum period for any one journey is 37 days for leisure travel or 90 days for business travel.

Section Benefit Single Duo Family 1* Cancellation Fees and Lost Deposits Unlimited Unlimited Unlimited 2* Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited 3* Overseas Emergency Medical & Hospital Expenses Unlimited Unlimited Unlimited - Dental Expenses $500 $500 $500 4* Additional Expenses $50,000 $50,000 $100,000 5* Hospital Cash Allowance $5,000 $5,000 $10,000 6* Accidental Death $25,000 $25,000 $50,000 7* Permanent Disability $25,000 $25,000 $50,000 8* Loss of Income $10,400 $10,400 $20,800 9 Travel Documents, Credit Cards & Travellers Cheques $5,000 $5,000 $10,000 10 Theft of Cash $250 $250 $250 11* Luggage and Personal Effects $7,500 $7,500 $15,000 12* Luggage and Personal Effects Delay Allowance $250 $250 $500 13* Travel Delay Allowance $2,000 $2,000 $4,000 14 Alternative Transport Expenses $5,000 $5,000 $10,000 15 Personal Liability $5 million $5 million $5 million 16* Rental Vehicle $3,000 $3,000 $3,000

* Sub-limits apply.

Click here for a Travel Insurance Quote or contact us for more information.

Related information

Foreign Currency

This Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850. Big Sky Credit Union AFS Licence No.269710 ABN 51 087 651 358 acts as an agent for Allianz not as your agent. Travel Insurance is arranged and managed by ETI Australia Pty Ltd AFS Licence No. 245631 ABN 52 097 227 177 trading as Mondial Assistance. Mondial Assistance has been authorised to act on behalf of Allianz, in dealing in travel insurance issued by Allianz as the insurer. In issuing, varying or cancelling the insurance, Mondial Assistance acts under binder which means that Mondial Assistance can do these things as if Mondial Assistance were the insurer. Mondial Assistance does not act on your behalf. A Product Disclosure Statement (PDS) for insurance products can be requested by calling 1300 654 321 between 9:00am and 5:00pm Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy up to 30%.