Loan interest rates are effective from the 10th May 2012 for new loans and 1st June 2012 for existing loans.
| Variable Rate p.a. | Comparison Rate p.a. |
|---|
Standard Variable
Full Offset, Redraw, flexible repayment options. |
|
|
| $250,000+ |
6.42% |
6.45%1 |
| Up to $250,000* |
6.57% |
6.60%1 |
| First Home Owners Mortgage |
6.42% |
6.41%1 |
| Secured Line of Credit |
6.57% |
N/A
|
| Fixed Rate Options |
|
|
| 1 year |
6.34% |
6.73%1 |
| 2 year |
6.29% |
6.68%1 |
| 3 year |
6.39% |
6.67%1 |
| 4 year |
6.79% |
6.79%1 |
| 5 year |
6.89% |
6.84%1 |
| Bridging Loan |
7.91% |
7.94%1 |
|
|
|
Interest Only (variable)^
Full Offset, Redraw, flexible repayment options. |
|
| $250,000+ |
6.42% |
6.44%1 |
| Up to $250,000 |
6.57% |
6.59%1 |
The above mortage loans must be fully secured by real estate property mortgage. Big Sky Building Society Ltd Terms and Conditions and Fees and Charges apply.
1. Comparison rate calculation is based on a loan of $150,000 over 25 years with fortnightly repayments unless otherwise stated.
The comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply, interest rate is per annum and is variable. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
All interest rates are subject to change without notice.
*Applies to Standard Variable Mortgage Loan of $300,000 over 25 years with monthly principal and interest repayments unless stated otherwise, Savings calculations made on comparison rate based on $300,000 loan. Warning: The comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply, interest rate is per annum and is variable. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All information is correct as at 10 May 2012 and is subject to change without notice.
| Variable Rate p.a. | Comparison Rate p.a. |
|---|
| Overdraft |
15.38% |
N/A |
| New Car Loan |
9.33% |
9.31%2 |
| Personal Loan – fully secured |
12.63% |
12.59%2 |
| Personal Loan – partly secured |
13.38% |
13.33%3 |
| Personal Loan – unsecured |
13.78% |
13.73%3 |
|
2. Comparison rate calculation is based on a loan of $30,000 over 5 years with fortnightly repayments unless otherwise stated.
3. Comparison rate calculation is based on a loan of $10,000 over 3 years with fortnightly repayments unless otherwise stated.
The comparison rates apply only to the example or examples given. Normal lending criteria apply, interest rate is per annum and is variable. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All interest rates are subject to change without notice.
| Variable
Rate p.a. | Comparison
Rate p.a. |
|---|
| Visa Credit Card 6 Month Introductory Rate |
|
|
| Not applicable for Visa Credit Card with Cash Rewards |
8.58% |
N/A |
| Visa Credit Card |
13.58% |
N/A |
| Visa Credit Card with Cash Rewards |
16.58% |
N/A |
Normal lending criteria apply, interest rate is per annum and is variable. Terms and conditions apply for the Credit Card and Cash Rewards Program and are available on request. Introductory Rate only available on Visa Credit Card and does not include Credit Card with Cash Rewards.