Investment and Savings
Rates effective from 19 May 2012.
Term Deposits
| | $1,000 - $19,999 | $20,000 - $49,999 | $50,000 - $99,999 | $100,000+ |
|---|
| 1 Month |
4.40% |
4.40% |
4.40% |
4.40% |
| 2 Month |
4.40% |
4.40% |
4.40% |
4.40% |
| 3 Month |
5.20% |
5.20% |
5.20% |
5.20% |
| 4 Month |
4.65% |
4.65% |
4.65% |
4.65% |
| 5 Month |
4.65% |
4.65% |
4.65% |
4.65% |
| 6 Month |
5.00% |
5.00% |
5.00% |
5.00% |
| 7 Month |
4.80% |
4.80% |
4.80% |
4.80% |
| 8 Month |
4.80% |
4.80% |
4.80% |
4.80% |
| 9 Month |
4.90% |
4.90% |
4.90% |
4.90% |
| 10 Month |
4.90% |
4.90% |
4.90% |
4.90% |
| 11 Month |
4.90% |
4.90% |
4.90% |
4.90% |
12 Month
(Interest paid 3 monthly) |
4.91% |
4.91% |
4.91% |
4.91% |
12 Month
(Interest paid 6 monthly) |
4.94% |
4.94% |
4.94% |
4.94% |
12 Month
(Interest paid on maturity) |
5.00% |
5.00% |
5.00% |
5.00% |
24 Month (Interest paid 6 monthly) |
5.04% |
5.04% |
5.04% |
5.04% |
| 24 Month (Interest paid on maturity) |
5.10% |
5.10% |
5.10% |
5.10% |
| 36 Month (Interest paid 6 monthly) |
5.23% |
5.23% |
5.23% |
5.23% |
| 36 Month (Interest paid on maturity) |
5.30% |
5.30% |
5.30% |
5.30% |
| 48 Month (Interest paid 6 monthly) |
5.23% |
5.23% |
5.23% |
5.23% |
| 48 Month (Interest paid on maturity) |
5.30% |
5.30% |
5.30% |
5.30% |
| 60 Month (Interest paid 6 monthly) |
5.23% |
5.23% |
5.23% |
5.23% |
| 60 Month (Interest paid on maturity) |
5.30% |
5.30% |
5.30% |
5.30% |
All rates specified are per annum. Minimum deposit $1,000. Interest paid on maturity for terms less than 12 months. Terms 12 months and above paid 6 monthly.
Interest rates are subject to change without notice. Full terms and conditions available on application. When making a deposit please specify term. Early redemption is subject to approval. An interest rate adjustment or penalty may apply.
Net Invest and e-Kids Account
Funds available at call and accessed via internet and telephone banking. Interest calculated daily and credited monthly
Cash Management Account
At call with no minimum transactions. Interest calculated daily and credited monthly.
Note: Tiered rates for different amounts of cash no longer apply. This rate is valid for all amounts.
Monthly Income
12 months fixed term. Interest paid monthly.
Interest paid monthly.
Everyday Banking (On-Call)
| |
|---|
| $1 - $49,999 |
0.01% p.a. |
| $50,000 - $99,999 |
0.02% p.a. |
| $100,000+ |
0.03% p.a. |
Interest calculated daily and paid quarterly.
Christmas Club
Interest paid in May and November. Early redemption is subject to Management approval.
Target Saver
Funds available upon reaching specified dollar ‘target’ and target date. Minimum target 6 months operation before initial withdrawal. Interest calculated daily and credited quarterly
Golden Saver
| |
|---|
| Up to $44,600 |
3.00% p.a. |
| $44,601+ |
4.50% p.a. |
Available to eligible customers. Interest calculated daily on portion of balance within each interest rate tier and credited quarterly.
Apprentice Saver
Available only to Trainee & Apprentice employees of the Goonyella/Riverside Mine.Funds are only available at the expiration of the Trainee or Apprenticeship period.Interest calculated daily and credited quarterly.