Investment and Savings
Interest rates effective from 1 January 2013.
Term Deposits
| Term | $1,000 -+ |
|---|
| 1 Month |
3.00% |
| 2 Month |
3.00% |
| 3 Month |
3.75% |
| 4 Month |
3.00% |
| 5 Month |
3.00% |
| 6 Month |
3.95% |
| 7 Month |
3.00% |
| 8 Month |
3.00% |
| 9 Month |
3.65% |
| 10 Month |
3.00% |
| 11 Month |
3.00% |
| 12 Month (Interest paid 3 monthly) |
3.844% |
| 12 Month (Interest paid 6 monthly) |
3.863% |
| 12 Month (Interest paid on maturity) |
3.90% |
24 Month (Interest paid 6 monthly) |
3.961% |
| 24 Month (Interest paid annually) |
4.00% |
| 36 Month (Interest paid 6 monthly) |
4.157% |
| 36 Month (Interest paid annually) |
4.20% |
| 48 Month (Interest paid 6 monthly) |
4.255% |
| 48 Month (Interest paid annually) |
4.30% |
| 60 Month (Interest paid 6 monthly) |
4.255% |
| 60 Month (Interest paid annually) |
4.30% |
All rates specified are per annum. Minimum deposit $1,000. Interest paid on maturity for terms less than 12 months. Terms 12 months and above paid 6 monthly.
Interest rates are subject to change without notice. Full terms and conditions available on application. When making a deposit please specify term. Early redemption is subject to approval. An interest rate adjustment or penalty may apply.
e-Kids Account
Funds available at call and accessed via internet and telephone banking. Interest calculated daily and credited monthly
e-Kids School Banking
Funds available at call and accessed via internet and telephone banking. Interest calculated daily and credited monthly
Net Invest
Funds available at call and accessed via internet and telephone banking. Interest calculated daily and credited monthly
Cash Management Account
At call with no minimum transactions. Interest calculated daily and credited monthly.
Note: Tiered rates for different amounts of cash no longer apply. This rate is valid for all amounts.
SMSF Cash Management Account
At call with no minimum transactions. Interest calculated daily and credited monthly.
Note: Tiered rates for different amounts of cash no longer apply. This rate is valid for all amounts.
Golden Saver
|
|
| Up to $44,600 |
3.00% p.a. |
| $44,601+ |
4.15% p.a. |
Available to eligible customers. Interest calculated daily on portion of balance within each interest rate tier and credited quarterly.
Monthly Interest
12 months fixed term. Interest paid monthly.
Interest paid monthly.
Christmas Club
Interest paid in May and November. Early redemption is subject to Management approval.
Target Saver
Funds available upon reaching specified dollar ‘target’ and target date. Minimum target 6 months operation before initial withdrawal. Interest calculated daily and credited quarterly
Everyday Banking (On-Call)
| |
|---|
| $1 - $49,999 |
0.01% p.a. |
| $50,000 - $99,999 |
0.02% p.a. |
| $100,000+ |
0.03% p.a. |
Interest calculated daily and paid quarterly.
Apprentice Saver
Available only to Trainee & Apprentice employees of the Goonyella/Riverside Mine.Funds are only available at the expiration of the Trainee or Apprenticeship period.Interest calculated daily and credited quarterly.