First Home Owner Mortgage
If you’re a first home buyer or thinking about buying your first home, Big Sky has introduced the First Home Owners Mortgage with a low variable interest rate.
Features & Benefits
- Low variable rate
- No application fee
- Full Offset
- No establishment fee
- No monthly fee
- No extra repayment fee
- $5,000 Credit Card with 6 months interest free*
- Redraw facility
- Split loan option
- Free internet & phone banking
- Loan top-ups
- Cover to protect you in the event of accident, illness or unemployment (optional)
Check the interest rates page for today's rates.
We strongly recommend you read the following Terms and Conditions before taking up this product.
Big Sky also offers a choice of interest only loans or a mix. Big Sky can also assist your purchase by offering bridging loans.
For further information on these options please contact our friendly Customer Services Team on 1300 654 321 or your local Service Centre Consultant.
*Application required. Terms and Conditions and normal lending criteria apply.
Offset Account
With an offset account your savings and home loan are linked. Why is this so appealing? Because it means an Offset Account can reduce both the term of your home loan and the amount of interest you pay. Paying into this type of account also offers much greater flexibility with the advantage that you can access your money in the event you need it.
Redraw Facility
So you want to pay off your home loan faster? At Big Sky there are no rigid rules when it comes to making repayments. In fact, we encourage you to make additional regular or lump sum repayments whenever possible as it could slash years off your home loan. At Big Sky we also know and understand you may need access to these additional repayments; customers can therefore redraw these additional payments ($500 minimum) at anytime.
Big Sky First Home Owners Grant Flyer (176 KB)