Credit Cards
Big Sky offers highly competitive credit cards making your choice simple, quick and easy.
Choose our Low Rate Visa Credit Card with no application fee, no annual fee and up to 45 days interest free. You will also receive an introductory rate on all balances and transfers for 6 months.
Our Cash Rewards Visa Credit Card earn points for every dollar you spend. Along with receiving cash with Big Sky Visa Credit Cards with Cash Rewards take advantage of the fact there is no application fee, no annual fees, no hidden costs and up to 45 days interest free.
Our Low Rate Visa Credit Card with Mortgage is a new offer from Big Sky. Its only available to Big Sky mortgage holders and enables the card holder to enjoy a Big Sky Low Rate Visa Card at an even lower ongoing interest rate; that of your prevailing Big Sky Standard Variable or fixed rate mortgage – compare the current Credit Card Rates.
Dates effective 1 July 2012
| |
Low Rate Visa |
Low Rate Visa with Mortgage |
Cash Rewards Visa |
| 6 month introductory rate on all balances* |
8.58% p.a. |
- |
- |
Low Variable Interest Rate |
13.58% p.a. |
Applicable Fixed Rate Mortgage
OR
Applicable Standard Variable Rate Mortgage |
16.58% p.a. |
| Access to Cash Rewards |
- |
- |
Yes |
| Up to 45 interest free days |
- |
Yes |
Yes |
No application fee |
Yes |
Yes |
Yes |
No annual fee |
Yes |
Yes |
Yes |
Insurance cover+ |
Yes |
Yes |
Yes |
Worldwide Visa access |
Yes |
Yes |
Yes |
* (variable, including balance transfers) + To protect repayments on the outstanding balance (optional)
Check the interest rates page for today's rates.
The Visa Credit Card Cash Rewards Conversion Rate: 250 Points = $1.00
The Big Sky Credit Card Guide must be downloaded when applying for any Big Sky Credit Card
Big Sky Visa Credit Card Guide
Big Sky Visa Cash Rewards Credit Guide
We strongly recommend you read the following Terms of Use before applying for this product.
Big Sky have now made it even easier to compare your credit card. Please review our Credit Card Key Fact Sheet for easy to understand facts relating to Big Sky Credit Card interest rates, repayments and fees.
For further information on these two products please contact our friendly Customer Services Team on 1300 654 321 or your local Service Centre Consultant.
TIP: When you are heading overseas, contact Big Sky on 1300 654 321 to let us know. Big Sky works with Vigil Fraud Prevention as well as Verified by VISA on suspect transactions. Letting us know will help to prevent cancelled transactions that could be deemed suspicious.