Credit Cards

Credit Cards

No matter what stage you’re at in life, Big Sky has as credit card solution suited to your needs.

Big Sky offers two competitive credit cards making your choice simple, quick and easy.

Choose our Low Rate Visa Credit Card with no application fee, no annual fee and up to 45 days interest free. You will also receive an introductory rate on all balances and transfers for 6 months.

Our Cash Rewards Visa Credit Card earn points for every dollar you spend. Along with receiving cash with Big Sky Visa Credit Cards with Cash Rewards take advantage of the fact there is no application fee, no annual fees, no hidden costs and up to 45 days interest free.

Big Sky also offer an alternative to a credit card with our VISA debit card – giving you flexible ways to access your savings account via EFTPOS, ATMS and can be used wherever VISA is accepted globally.

Dates effective 1 December 2011
 

Visa Credit
Card

Visa Credit
Card
with Cash Rewards

Visa Credit Card 6 month introductory rate on all balances (variable, including balance transfers)  8.90% p.a  n/a
Low variable interest rate  13.90% p.a  16.90% p.a
Access to Cash Rewards  Close  Correct
Up to 45 interest free days  Correct  Correct
No application fee  Correct  Correct
No annual fee  Correct  Correct
Insurance cover to protect repayments for the outstanding balance (optional)  Correct  Correct 
Worldwide Visa access  Correct  Correct


Check the interest rates page for today's rates.

The Visa Credit Card Cash Rewards Conversion Rate: 250 Points = $1.00

The Big Sky Credit Union Credit Card Credit Guide must be downloaded when applying for any Big Sky Credit Card

Big Sky Credit Union Credit Card Guide (263 KB) 

We strongly recommend you read the following Terms and Conditions before taking up this product.

Apply Now

For further information on these two products please contact our friendly Customer Services Team on 1300 654 321 or your local Service Centre Consultant.

TIP: When you are heading overseas, contact Big Sky on 1300 654 321 to let us know. Big Sky works with Vigil Fraud Prevention as well as Verified by VISA on suspect transactions. Letting us know will help to prevent cancelled transactions that could be deemed suspicious.