Accounts
For everyday transactions Big Sky offers a choice of:
Everyday Banking
An everyday transaction account, simple and easy banking, with your choice of rediCARD, or VISA Debit Card or Credit Card.
Features & Benefits
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No minimum balance required
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Direct crediting available e.g. payroll
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Direct debiting or periodical payments available and can all be manually managed
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Internet & Phone Banking available
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Bank@Post (Australia Post) access for both deposits and withdrawals
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Provides you with instant access to your funds through a VISA Debit card, rediCARD and cheque book
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Interest is calculated on the minimum daily balance (tiered interest rates apply)
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Your everyday account can be linked to an Overdraft or Secured Line of Credit (subject to normal lending criteria).
We strongly recommend you read the following Terms of Use before taking up this product.
Cash Withdrawals & Daily EFT Access:
A maximum daily cash withdrawal limit (including EFTPOS) of $1,250 applies for both VISA Debit Card & rediCARD. The limit for external payments daily is $10,000 if registered for SMS One Time Passwords (SMS OTP). Limit can be changed by calling 1300 654 321, approval of this application will be at the discretion of Big Sky. If not registered for SMS OTP, online daily limit is $1250. BPAY® payments have a limit set by the BPAY® Biller. Internal transactions within Big Sky are unlimited.
®Registered to BPAY Pty Ltd ABN 69 079 137 518
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Golden Saver
Our Golden Saver Account recognises that most people don't want to work forever and is specifically designed to assist eligible retired members by offering an effective and simple solution to the Government's deeming rules.
To be eligible for the Golden Saver account, members must be over 55 and not employed full or part time. For joint accounts, both members must meet this criteria to open a Golden Saver account.
Features & Benefits
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Deeming interest rates used by Government for pension purposes regardless of actual interest earned
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No monthly account keeping fees
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Bank@Post (Australia Post) access for both deposits and withdrawals
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At call savings account
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Interest is calculated daily, based on a tiered rate system that is equivalent to Government deeming requirements for social security payments
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Interest is paid quarterly
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Visa debit card / rediCARD and cheque book access
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No minimum balance is required
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Internet & Phone Banking available
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Direct debiting or periodical payments are available
We strongly recommend you read the following Terms of Use before taking up this product.
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