Accounts
Big Sky understands that you need different accounts for different uses. That’s why we can provide you with everyday at call accounts and a range of transaction accounts to suit how you do your banking.
Everyday Banking
An every day transaction account, simple and easy banking, with your choice of Redicard, or VISA Debit Card or Credit Card.
Features & Benefits
- No minimum balance required
- Direct crediting available e.g. payroll
- Direct debiting or periodical payments available and can all be manually managed
- Internet & Phone Banking available
- Bank@Post (Australia Post) access for both deposits and withdrawals
- Provides you with instant access to your funds through a VISA Debit card, Redicard and cheque book (please note a modest fee applies for cheque book)
- Interest is calculated on the minimum daily balance (tiered interest rates apply)
- Your everyday account can be linked to an Overdraft or Secured Line of Credit.
We strongly recommend you read the following Terms and Conditions before taking up this product.
Visa Debit Card
Big Sky offers a VISA Debit Card to enable you to easily access your everyday account.
Features and Benefits
- Access to over 3900 ATM’s Australia wide through the RediATM/NAB network
- In store EFTPOS
- Internet and telephone purchases
- Control of your own cash with a credit card selection facility
- Use in more than 21 million locations worldwide via the VISA network
- Added Security with Verified By Visa Fraud Prevention.
TIP: When you are heading overseas, contact Big Sky on 1300 654 321 to let us know. Big Sky works with Vigil Fraud Prevention as well as Verified by VISA on suspect transactions. Letting us know will help to prevent cancelled transactions that could be deemed suspicious.
We strongly recommend you read the following Terms and Conditions before taking up this product.
Golden Saver Account
Our Golden Saver Account recognises that most people don't want to work forever and is specifically designed to assist eligible retired members by offering an effective and simple solution to the Government's deeming rules.
To be eligible for the Golden Saver account, members must be over 55 and not employed full or part time. For joint accounts, both members must meet this criteria to open a Golden Saver account.
Features & Benefits
- Deeming interest rates used by Government for pension purposes regardless of actual interest earned
- No monthly account keeping fees
- Bank@Post (Australia Post) access for both deposits and withdrawals
- At call savings account
- Interest is calculated daily, based on a tiered rate system that is equivalent to Government deeming requirements for social security payments
- Interest is paid quarterly
- Visa debit card / Redicard and cheque book access
- No minimum balance is required
- Internet & Phone Banking available
- Direct debiting or periodical payments are available
We strongly recommend you read the following Terms and Conditions before taking up this product.