Loans
Variable rate options interest rates are effective 20 May for new loans, and 1 June 2013 for existing loans. Fixed Rate Options interest rates changes are available, please contact Big Sky on 1300 654 321.
*The Comparison Rates are based on a secured loan $150,000 over a term of 25 years. Big Sky’s Comparison Rate is effective 1 June 2013, with the exception of Fixed Rate Options. Warning: the Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply, interest rate is per annum and is variable. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All information is correct as at 11th December 2012 and is subject to change without notice.
Mortgage Loans
|
Variable Rate p.a. |
Comparison Rate p.a. |
Standard Variable CHOICE Mortgage Options
(Principal and Interest & Interest Only Loans available,
contact us on 1300 654 321) |
|
|
| Standard CHOICE |
6.10% |
6.23%* |
| Basic CHOICE |
5.60% |
5.74%* |
| Premium CHOICE |
|
|
| <$100,000 |
.30%
off Standard Choice |
| $100,000-$249,999 |
.50%
off Standard Choice |
| $250,000+ |
.70%
off Standard Choice |
| Secured Line of Credit |
6.10% |
N/A |
| Fixed Rate Options |
|
|
| 1 Year |
POA |
N/A |
| 2 Years |
POA |
N/A |
| 3 Years |
POA |
N/A |
| 4 Years |
POA |
N/A |
| 5 Years |
POA |
N/A |
| Bridging Loan |
7.35% |
7.38%^ |
NB: For our Fixed Rate Mortgage Options, call us on 1300 654 321 and a Big Sky Lending Consultant can help provide further details that may be right for you and your situation.
Personal & Car Loans
| Variable Rate p.a. | Comparison Rate p.a. |
|---|
| Overdraft |
15.18% |
N/A |
| New Car Loan |
9.13% |
9.11%2 |
| Personal Loan – fully secured |
12.43% |
12.40%2 |
| Personal Loan – partly secured |
13.18% |
13.14%3 |
| Personal Loan – unsecured |
13.58% |
13.54%3 |
Personal Loan – WA Home Ownership Scheme4 |
11.18% |
11.15%2 |
|
2. Comparison rate calculation is based on a loan of $30,000 over 5 years with fortnightly repayments unless otherwise stated.
3. Comparison rate calculation is based on a loan of $10,000 over 3 years with fortnightly repayments unless otherwise stated.
4. Used to purchase a car or for any other worthwhile purpose Loan to be fully secured by equity in Iron Ore Home Ownership Scheme (WA Only)
The comparison rates apply only to the example or examples given. Normal lending criteria apply, interest rate is per annum and is variable. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All interest rates are subject to change without notice.
Credit Cards
Card Options |
Variable Rate p.a.# |
| 6 Month Introductory Offer^ |
8.58% |
| Cash Rewards VISA Card |
16.58% |
| Low Rate VISA Card |
13.58% |