Terms of Use
Financial Services Guide
Account and Access Facility Conditions of Use
Summary of Accounts and Availability of Access Facilities
Fees & Charges Brochure – Personal
Big Sky Credit Guide
rediCARD Conditions of Use
Credit Card Terms and Conditions
Credit Card Terms and Conditions
Cash Rewards Terms and Conditions
ePayments Code (the Code)
The ePayments Code (formally known as the Electronic Funds Transfer Code of Conduct) regulates electronic payments, including ATM, EFTPOS and credit card transactions, online payments, internet and mobile banking, and BPAY®. The Code is a voluntary code of practice, of which Big Sky is a subscriber.
Please refer to the Account and Access Facilities Conditions of Use for further information regarding electronic payments, or alternatively refer to the Code itself (below).
ePayments Code
Mutual Banking Code of Practice
The relevant provisions of the Mutual Banking Code of Practice apply to Big Sky’s products and services.
Mutual Banking Code of Practice
Complaints about breaches of this Code
If you believe we have breached the Code, you can make a complaint to us. If we are not able to resolve the complaint to your satisfaction and the complaint involves a claim that you have suffered loss or detriment, you may then refer the matter to the External Dispute Resolution scheme to which we belong (see Dispute Resolution section on our website). If the complaint does not involve a claim that you have suffered loss or detriment, you can report it to the Compliance Manager:
Compliance Manager
Code Compliance Committee
Ph: 1300 780 808
Disclaimer
The information contained in the Big Sky web site is of a general nature and should be used for reference only. While every effort is made to keep this site accurate and current, Big Sky reserves the right to change the information without notice and makes no guarantee as to the accuracy and currency of the interest rates or other product information. Details of current terms and conditions and fees and charges are available from Big Sky.
Loan repayment calculator
Information provided by the Borrowing Power Calculator should be used as a guide only. The information is not a quotation and is not binding in any way. The calculator does not pre-qualify you for a loan - all loan applications are subject to Big Sky's loan assessment criteria. Actual repayments and interest calculations will vary based on the details of your loan application.
Links to other websites
The Big Sky web site may contain links to other web sites operated by third parties. Big Sky does not endorse or approve the information contained in these party web sites, nor does it make warranties or representations of the products or services of these third parties. Big Sky does not warrant that its web site or the web sites of any third parties linked to this web site will be free from viruses.
Liability
Big Sky accepts no responsibility for any loss, cost or expense arising from use of information in this site.
Copyright
Information on this web site (including source code) is the property of Big Sky and is subject to copyright. Unauthorised use of the information is not permitted.