Everyday Banking

Big Sky has many ways for customer to access their accounts. Our aim is to offer you the right options and allow you to choose how and when it is convenient for you to use them.

Big Sky’s Phone Banking service provides you as a business owner or manager, an alternative to Internet Banking. When you’re away from the office Phone Banking enables you to transfer from one Big Sky account to another and also offers a BPAY function (applies to single signature accounts only).

Big Sky offers business members access to a comprehensive Internet Business Banking solution, providing you and your business with greater flexibility and immediate access to your money.

Features and Benefits

• Advanced security and administration features
• Customisation options
• Multiple signatories may be set up to approve payments of accounts
• Individual signatories may be set up with independent signing authority levels
• Up-load payroll and batch details
• Allows for bulk payments to be automated to occur at pre-nominated dates e.g. payroll
• Allows for Data Entry operators

Big Sky understands that you need different accounts for different uses. That’s why we provide you with an everyday at call account and a range of transaction accounts which you can tailor to meet your banking needs.

Everyday Banking

An every day transaction account, simple and easy banking, with your choice of Redicard, or VISA Debit or Credit Card* as your account access card. Your everyday account can be linked to both Phone and or Internet Banking.

Features & Benefits

• No minimum balance required
• Direct crediting available e.g. payroll
• Direct debiting or periodical payments available and can all be manually managed
• Internet & Phone Banking available
• Bank@Post (Australia Post) access for both deposits and withdrawals
• Provides you with instant access to your funds through a VISA Debit card, Redicard and cheque book (please note a fee applies for check book)
• Interest is calculated on the minimum daily balance (tiered interest rates apply)
• Your everyday account can be linked to an Overdraft or Secured Line of Credit.

*subject to normal lending criteria

Big Sky's Internet Banking focuses on the transaction and account opening needs of small and medium businesses as well as larger enterprises.

Big Sky Business Accounts Internet Banking Guide

For further information or to take up this product please contact our friendly Customer Services Team on 1300 654 321 or visit your local Service Centre Consultant.

As your one-stop-shop for both your business and personal travel needs, Big Sky provides you access to American Express Travellers Products including Foreign Currency, the Global Travel Card or Travellers Cheques.

We can also assist with international payments using either Foreign Drafts or for more urgent payments via Telegraphic Transfer.

American Express® GlobalTravel Card

THE ESSENTIAL TRAVEL COMPANION

American Express GlobalTravel Card is the most convenient way to purchase your foreign currency. GlobalTravel Cards are available in US Dollars, British Pounds or Euros and accepted at millions of locations globally, the American Express GlobalTravel Card is the essential travel companion.

Visit your nearest Service Centre or call the Customer Services Team on 1300 654 321.

Convenience

• Easy to use as a credit card - all you need is your signature for merchants and your PIN for ATMs.
• Reload (add funds) at your own pace and convenience. Simply visit the branch where you purchased your Card or do it via BPAY®. 
• Use the Card overseas at millions of locations where American Express Cards are accepted** (merchants and ATMs). You can even use it for online purchases. 
• Check your balance online or over the phone wherever you are, 24 hours a day, 7 days a week. 
• It is a great budgeting tool, as you only spend what you have loaded onto the Card.

Value

• The Card has no inactivity fees to worry about. Leave your funds on the Card as long as you please and they will still be there in full the next time you want to use them.
• The available funds on your Card are valid for life.
• Lock in the exchange rate when you load or reload funds onto the Card. That way you don’t have to worry about exchange rate fluctuations while using your card overseas.
• Enjoy special merchant offers around the globe for American Express Cardmembers through the American Express Selects™ program. So, before you step out in a new town, check americanexpress.com.au/selects for a list of places that offer discounts and special promotions.

Peace of Mind

• The Card is replaceable if lost or stolen, so your money is always safe.
• You can report the Card has been lost or stolen by calling Customer Service, 24 hours a day, 7 days a week, within Australia or via toll free local access numbers when travelling.
• We issue a Backup Card at time of purchase – minimizing inconvenience or delay if your Primary Card is lost or stolen.
• We offer Card replacement or emergency funds access, at no additional cost to you, if both your Primary and Backup Cards are lost or stolen. 
• As the Card is not linked to a bank account, it helps protect you against identity theft or fraud.

Unique Global Assist® Services

With just a phone call away, our Global Assist Services are always there to assist you - from lost luggage assistance to doctors who speak your language, or simply to find out more information before your trip. When you travel, we are always at your side to provide emergency assistance such as lost passport replacement or emergency legal or medical referrals.

American Express GlobalTravel Card order form.

Travellers Cheques

American Express Travellers Cheques are the world’s most accepted and respected travellers cheque. American Express is the world’s leading issuer of travellers cheques and offers the most comprehensive services to replace them through American Express’ worldwide refund service. If you lose cash, or have it stolen, it’s gone forever. If you lose your American Express Travellers Cheques they can be replaced virtually anywhere in the world.

Foreign Currency

When you arrive overseas it will make things so much simpler for you, if you already have some of the local currency for your immediate needs, such as food, transport, tips etc. A number of different currencies are available, and we can advise you on the best one for your destination.

Foreign Drafts

If you need to mail money overseas, a foreign draft is the answer. A foreign draft is just like a cheque, except it is issued in the local currency  of the recipient, therefore they can bank it straight into their own account with ease.

Telegraphic Transfers

For further information or to take up this product please contact our friendly Cusomter Services Team on 1300 654 321 or visit your local Service Centre Consultant.